Personal Banking
Checking Accounts
Freedom Select Checking
This account is a grandfathered account and is no longer being offered.
Interest paid on average daily balances in excess of $1,000.00. Higher rates on higher balances. Free checks (limited styles, limit one box per order). Unlimited check writing, Telephone Banking, free eStatements, free Online Banking, free Bill Pay, ATM or Visa Check Card, Check Imaging, no service charge fee on the purchase of Cashier's Checks, Money Orders and Travelers Checks. $10,000 Travel Accident Insurance, Payment Card Protection, Personal Identity Protection (ID Theft), Travel, Dining, & Recreation Discounts, Online Shopping Discounts and Emergency Travel Assistance Services, Prescriptions Pharmacy Discounts, Vision Care Discounts, Hearing Savings Program and free small safety deposit box for the first year.
Rate Information:
This account is an interest bearing account. The interest rate and the annual percentage yield will depend upon the average daily balance in the account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
Balance Information:
We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. You must maintain a minimum average daily balance of $1,000 to obtain the annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Limitations:
You must deposit $100.00 to open this account.
Account Fees:
The following fee applies to this account. Service Charge $10.00 monthly.
