Rates
Rate Chart
RINGGOLD BRANCH
PO BOX 129
5102 Alabama Highway
Ringgold, GA 30736
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Please note that fees may reduce earnings.
These are only a few rates from the many we offer. Please call us at 706-965-5500 for more rates and options.
| Account Product Name | Min. Opening Deposit |
Min. Balance for Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
|
| Gateway Premium Checking b | $100.00c
|
$5,000.00c
|
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Daily Balances of: 5,000.00 - 49,999.99 50,000.00 and up |
0.50% 1.14% |
0.50% 1.15% |
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| Premium Money Market Checking b | $100.00c
|
$5,000.00c
|
|
||
Daily Balances of: 5,000.00 - 24,999.99 25,000.00 and up |
0.50% 1.14% |
0.50% 1.15% |
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| 6 Month CD a | $2,500.00c
|
$2,500.00c
|
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Daily Balances of: 2,500.00 - 9,999.99 10,000.00 and up |
.85% 1.00% |
.85% 1.00% |
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| 12 Month CD a | $2,500.00c |
$2,500.00c |
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Daily Balances of: 10,000.00 - 99,999.99 100,000.00 and up |
1.24% 1.19% |
1.25% 1.20% |
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| 18 Month CD a | $2,500.00c |
$2,500.00c |
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Daily Balances of: 2,500.00 - 9,999.99 10,000.00 and up |
0.89% 1.39% |
0.89% 1.40% |
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| 24 Month CD a | $2,500.00c |
$2,500.00c |
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Daily Balances of: 2,500.00 - 9,999.99 10,000.00 and up |
1.00% 1.64% |
1.00% 1.65% |
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| Money Market Investment Account b | $1,000.00c |
$1,000.00c |
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Daily Balances of: 1,000.00 - 24,999.99 25,000.00 - 49,999.99 50,000.00 - 99,999.99 100,000.00 and up |
0.69% 0.75% 1.15% 1.43% |
0.69% 0.75% 1.16% 1.44% |
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| a) | A penalty will be imposed for early withdrawal.
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| b) | The interest rate and annual percentage yield may change after account opening.
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| c) | Daily balance. The amount of the principal in the account each day.
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| d) | Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
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| e) | Existing accounts only. | ||||
